Yes you can do that but there is a lot of work involved.

You have to do all the chasing and liaising on the loan and that will involve calling a banks call centre many times. We have dedicated teams in banks that deal only with brokers and we can get your loan sorted out much quicker.

As well as that our relationship with you will span the amount of time you have a mortgage and that is likely to be a long time. If you ever switch your mortgage to get a better rate or want to buy another property we’ll still get you the best deal.

On the other hand. going direct with a bank means you only get offered the products that particular bank have and they are not legally required to give you independent advice whereas Mortgage ABC are.

We also save you money on various insurance products, so it’s a multi-pronged approach to saving you money and being your ongoing professional advisor.