Purchasing through your self-managed pension fund?
Pension Purchase
A growing area of mortgage lending is purchasing a property through your Self-Managed Pension Fund. Our extensive experience in Self-Managed Pension lending will help you through the process of financing an investment property in your Self-Managed Pension Fund. This can often be a complex practice so we work closely with our client’s accountants, solicitors, and financial advisors, to ensure the process is as simple and easy as possible. We are experts in this field.
A pension mortgage allows you to buy a property through your pension fund. As all income and gains within pension schemes are exempt from income tax and capital gains tax, both rental income and profits from sale of the property will not be subject to these taxes. With a pension mortgage you can choose the property yourself and can borrow up to €500,000 subject to a maximum mortgage of 50% of the value of the property. This can be a relatively complex area, so please engage with us early on in the process to ensure that this route is the right one for you.