In order to provide you with the proper advice and help, we’ll need to know the following basic information.
- Proof that your income is secure
- Evidence of affordability i.e. recent rent and savings patterns that show you can afford repayments
- Proof that you have adequate cash deposit (10% for first-time borrowers)
- Proof you have a good credit history, well managed finances and typically no loans or credit card debt.
We understand that paperwork can be tedious, so we try to make the whole process as easy as possible.
In fact, it takes approximately 6 minutes and 50 seconds to complete.
As we deal with hundreds of mortgage applicants everyday, we really appreciate those who take the time to complete this section before speaking with us.